Over the past 25 years, a significant volume of material has been produced on playground injuries and injury reducing playground surfacing. The publication of various standards in Canada, the United States and other countries has added significantly to professionals’ awareness in all aspects of playground design and an heightened awareness of risk by those engaged in the installation and operation of playground facilities. With the issuance, on February 9, 1993, of the Insurance Bureau of Canada (IBC) Bulletin No. AM 93-02, the insurance industry in Canada has taken the issue of liability in the commercial playground context (municipalities, school boards and daycare) very seriously. This will also extend to the play environments that are of the “Pay for Play” type indoor and outdoor playgrounds, but will apply with a heightened profile by virtue of the profit factor at operation.